Founded in 2019, MCA Stacking Solutions (“MCASS”) provides merchant cash advance financial solutions and consulting services to factoring companies, banks, ABL, and alternative lenders, as well as their existing and prospective business clients who have individual as well as stacked MCA loans. Unlike debt consolidation companies, MCASS does not charge set fees and success fees to its business clients, thereby saving small to medium sized businesses significant dollars even after the companies pay MCASS for its services. With the goal of compromising, settling, arranging refinancing, and reducing the ultimate MCA debt of its clients, MCASS not only delivers a financial benefit to its client companies, MCASS protects the credit risk and security interest of the senior factor and lender.
MCASS has had sustained success in all cases in delivering a combination of immediate reduced daily or weekly payments to the MCAs, as well as employing a strategy when preferable of cutting off payments entirely from its clients’ bank accounts, thereby delaying the MCAs from collection of its original debt and extending the timeline for payment. This favorably provides added cash flow to the client companies, results in significant savings to clients, which in turn, further protects the credit obligation and security interest of the factor and lenders.